DAFTAR ISI VOLUME 20 NO. 2 MEI 2016

• KEUANGAN

 

– Analysis of Factors Affecting The Capital Structure and Profitability In Indonesian’s Manufacturing Company Year 2009 – 2013

20216_Hamidah

– Inovasi, Pertumbuhan, Ukuran dan Nilai Perusahaan Farmasi di Indonesia

20216_Mursalim Nohong

– Manajemen Laba Menggunakan Classification Shifting dan Kualitas Audit

20216_Debbianita, Sylvia Veronica Siregar, Desi Adhariani

– Struktur Modal, Investment Opportunity Set, Likuiditas  dan Nilai Perusahaan

20216_Lia Uzliawati, Nana Nofianti, Dwi Putri Ratnasari

– Nilai Tukar Rupiah dan Kinerja Pasar Saham:  Studi Empirik pada Bursa Saham Indonesia

20216_ Siti Saadah

– Pemeriksaan Pajak dan Sanksi Pajak terhadap Kepatuhan Wajib Pajak Badan pada KPP Kepanjen Kabupaten Malang

20216_Pujo Gunarso

– Pelemahan Rupiah: Manajemen Nilai Tukar Indonesia dan Pelajaran Dari Masa Lalu

20216_ Sonny Harry B Harmadi

– Pengaruh Faktor Makro Ekonomi dan Pertumbuhan Perusahaan Terhadap Leverage dan Nilai  Perusahaan

20216_ Sujoko

– Uji Integrasi dan Contagion Effect Pasar Modal Pada Lima Negara Asean (Riset Empiris Pasca Terjadinya Krisis Subprime Mortgage Dan Krisis Yunani)

20216_Tarsisius Renald Suganda,Yonatan Soetrisno

– Strategi Sistem Audit Internal Pemerintah dalam Rangka Tata Kelola  yang Baik

20216_Maliki Heru Santosa, Syamsul Maarif, Eriyatno, Trias Andati

• PERBANKAN

 

– Maksimalisasi Nilai Perbankan Syariah Melalui Teknologi Pelayanan Nasabah Terkini

20216_Fani Firmansyah, Putri Kurnia Widiati

– Daya Saing Bank Syariah di Sebuah Negara Religius: Temuan Empirik dari Indonesia

20216_Tastaftiyan Risfandy, Putri Permatasari Husa, Andi Asrihapsari

– Loan Portfolio Composition and Performance Of Indonesian Banks: Does Ownership Matter?

20216_Apriani Dorkas Rambu Atahau

– Dampak Terukur Fasilitas Kredit Usaha Mikro Pola Tanggung Renteng Sebagai Alat Pembetuk Lending Model Bagi Usaha Mikro Pemula Dan Program Pendanaan Berkelanjutan

20216_ Sunardi, Lita Dwipasari

– Implementasi Model Penilaian Kinerja Berbasis Knowledge Management Score Card Guna Meningkatkan Kualitas dan Kemandirian Lembaga Keuangan Mikro “BKAD” di Jawa Timur

20216_Yuntawati Fristin , Fajar Supanto, Umu Khouroh

– Indonesia Public Banks Performance Evaluation Using Fuzzy Logic

20216_Sugiarto, Tumpal Pandiangan

DAFTAR ISI Volume 20 No.1 Januari 2016

• KEUANGAN

 

– Pengaruh Kinerja Perusahaan, Corporate Governance, dan Karakteristik Eksekutif terhadap Kompensasi Eksekutif

20116_Suherman, Yoseph Y.P. Pardede, & Umi Mardiyati

– Pengaruh Struktur Modal terhadap Kinerja Keuangan Perusahaan

20116_Achmad Komara, Sri Hartoyo, & Trias Andati

– Pengaruh Rasio Keuangan dan Perubahan Pajak Dividen terhadap Dividend Payout Ratio Perusahaan Terbuka

20116_Cahyo Dwi Sulistiyo, Sri Hartoyo, & TB Nur Ahmad Maulana

– Dampak Corporate Governance terhadap Keputusan Dividen (Literature Review Pada Negara-negara di Asia, Australia dan Afrika)

20116_Nur Hidayati & Hadi Sunaryo

– Apakah Kualitas Laba Berbasis Akintansi Berkontribusi Terhadap Market Outcomes?

20116_Muhammad Khafid

– Tata Kelola Keuangan Asuransi Jasa dalam Menilai Kinerja Operasional Usaha Secara Periodik

20116_Ibrahim Hafid

 

• PERBANKAN

 

– Dampak Risiko Default Bank terhadap Risiko Sistematik Perbankan dan Risiko Sistematik Bursa Saham di Lima Negara Asean

20116_Buddi Wibowo & Wilbert Ham

– Model Inovasi Sistem Pemasaran Perbankan Syariah Berbasis Floating Market Untuk Penciptaan Daya Saing (Model of Islamic Banking Marketing Innovation Systems Based on Floating Market for Creation Competitiveness)

20116_Diana Sulianti K. Tobing, Moehammad Fathorazzi, & Gusti Ayu Wulandari

– Role of Image in Marketing Performance Model Supported by Marketing Communication and Company Social Responsibility

20116_Eddy Soeryanto Soegoto

– Menelisik Makna Pembiayaan Qardhul Hasan dan Implementasinya pada Perbankan Syariah di Indonesia

20116_Falikhatun, Yasmin Umar Assegaff, & Hasim

– Kaitan Kondisi Makroekonomi dengan Non Performing Financing Berdasarkan Sektor Ekonomi pada Perbankan Syariah di Indonesia

20116_Nunung Nuryartono, Imam Teguh Saptono, & Guruh Herman Was’an

– Intermediasi, Struktur Modal, Efisiensi, Permodalan dan Risiko terhadap Profitabilitas Bank

20116_Djamil Thalib

–  Perbandingan Kualitas Layanan Bank Syariah dan Bank Konvensional (Pendekatan Model PBZ)

20116_H. Abdul Choliq & Irwan Misbach

– Pengaruh dan Hubungan Struktur Organisasi, Budaya Organisasi dan Sumber Daya Manusia dengan Kinerja Konteks: Bank Umum di Indonesia

20116_Lasmaida Gultom, Musa Hubeis, M. Syamsul Maarif, Dadang Sukandar

– Determinan Pertumbuhan Kredit Modal Kerja Perbankan di Indonesia: Pendekatan Error Correction Model (ECM)

20116_Sasanti Widyawati & Setyo Tri Wahyudi

 

 

Daftar Isi Vol.19 No.3 September 2015

 

KEUANGAN

FOREIGN INSTITUTIONAL OWNERSHIP ANDSTOCK RETURN VOLATILITY IN INDONESIA

Irwan Adi Ekaputra

EX-DIVIDEND DATE DAN PERUBAHAN HARGA SAHAM

Novriyanthi Taungke, Supramono

PENGARUH MANAJEMEN LABA  TERHADAP RASIO KEUANGAN PRODUK INDUSTRI KREATIF KERAMIK

I Nyoman Normal

DAMPAK STRUKTUR KEPEMILIKAN, FINANCIAL LEVERAGE,BOARD TERHADAP NILAI PERUSAHAAN

Sri Dwi Ari Ambarwati           

REAKSI ASIMETRI ATAS SINYAL BELI DAN JUAL ANALISIS TEKNIS: PENGUJIAN BIAS KONFIRMASI SEBELUM PENGUMUMAN LABA*

Dedhy Sulistiawan

 

PERBANKAN

PERBANKAN SYARIAH:  ANTARA IDEALISME DAN OPORTUNISME STUDI KASUS PADA PERBANKAN SYARIAH DI INDONESIA

SUTRISNO

DETERMINAN PROFITABILITAS BANK : STUDI KASUS PADA BANK PEMBANGUNAN DAERAH

Gatot Nazir Ahmad

COMPETITIVAE STRATEGY OF BANKING INDUSTRY (Studies in Bengkulu Province)

Syaiful Anwar.AB

PENGARUH INTERNET BANKING, KUALITAS LAYANAN, REPUTASI PRODUK, LOKASI, TERHADAP LOYALITAS NASABAH DENGAN INTERMEDIASI KEPUASAN NASABAH

ADINOTO NURSIANA

PENGARUH SUKU BUNGA, JUMLAH PERUSAHAAN DAN PERTUMBUHAN EKONOMI TERHADAP PENYALURAN KREDIT MODAL KERJA BAGI UMKM DI SUMATERA SELATAN

Tien Yustini

BEBAN KERJA, IMPLIKASINYA TERHADAP MOTIVASI KERJA DENGAN KEMAMPUAN KERJA SEBAGAI VARIABEL INTERVENING PADA KARYAWAN BANK UMKM

Ircham Robbaq Azwar ,Siswanto

RIBA DAN PEMBIAYAAN DALAM KONSEP HINDU

I Nyoman Nugraha Ardana Putra

DUKUNGAN OPT-OUT DAN PERSEPSI NILAI E-BANKING

Ni Made Purnami

DETERMINANTS OF ECONOMIC EXPOSURE:  AN EMPIRICAL EVIDENCE FROM THE MISCELLANEOUS COMPANIES IN INDONESIA

Shabri Abd. Majid, Zaida Rizqi Zainul, dan A. Sakir

DAMPAK ELECTRONIC BANKING TERHADAP KINERJA PERBANKAN INDONESIA

Farah Margaretha

Sutrisno_193418430

PERBANKAN SYARIAH:  ANTARA IDEALISME DAN OPORTUNISME

Studi Kasus pada Perbankan Syariah di Indonesia

SUTRISNO

Program Pascasarjana Fakultas Ekonomi

Universitas Islam Indonesia – Yogyakarta

sutrisno_uii@yahoo.com

ABSTRACT

 There are two motives establishment of Islamic banks in Indonesia, first established with the aim to develop the Islamic financial institutions (idealistic group). Second, Islmaic banks founded because there is profitable business opportunities (opportunistic group). The purpose ofthis study was to examine whether there are differences in performance between the idealistic Islamic banking group with opportunistic group. Variables in this study are financing, banking risk and profitability of Islamic banking. The populationin this study were all Islamic banks in Indonesia that divided into idealist goup and opportunist group. The results showed that financing by the opportunist group dominated by financing based on profit margin concept or trade concept, while the financing portion of idealist group provides the finiancing base on profit sharing concept. In terms of risk aspect, there is a significant difference in liquidity risk (FDR) and operating risk (BOPO) between groups of idealists by opportunists, while the risk capital(CAR) and risk financing (NPF) the difference was not significant. From the aspect of profitability, there are significant differences between idealist group and opportunists group.

Keywords: idealists group, opportunists group, profit sharing, trade concpt, the banking risk

19315418430_Sutrisno (Full Text)

Gatot Nazir Ahmad_19315431438

Determinan Profitabilitas Bank : Studi Kasus Pada Bank Pembangunan Daerah

Gatot Nazir Ahmad

jurusan Manajemen Fakultas Ekonomi Universitas Negeri Jakarta

Gd RA Kartini Lantai 8 Komplek IKIP Rawamangun Muka 13220

Email: gatot11510@yahoo.com

Abstract

This research has purpose to analyze determinants that affect State Development Bank’s (BPD) profiitability. This research is inspired by Bank Decree, State Bank Regulation and State Autonomy Decree when doing ths research. By using panel data analysis, random effect, we find that almost all determinants have predicted sign accordingly and statistically significant.

Keywords: BPD, panel data, random effect, bank decree.

19315431438_Gatot Nazir Ahmad (Full Text)

 

Syaiful Anwar_19315439449

Competitive Strategy of Banking Industry  (Studies in Bengkulu Province)

 Syaiful Anwar.AB

gahenodi@yahoo.com

Lecturer of Management StudiesFaculty of Economics and Business, University of Bengkulu

Abstract

The purpose of this study examines the competitive strategies tested the banking industry in the province of Bengkulu. Issues raised in this study is the extent the competitive strategy of banking and can ultimately increased customer. The aim to be achieved is to know what strategies can be applied. The analysis tool is to use qualitative paradigm mapping descriptive with banks in the province of Bengkulu with cluster analysis. Data collection method used in this study was secondary data collection and in-depth interviews. The results of this study conducted that the application of competitive strategy of Bank Rakyat Indonesia, Bank Mandiri, Bank Bengkulu and market penetration strategy was by opening a branch office network and cash office assistant sub-district area are yielded  positive results. From the aspect of services offered, the customer feels that the diversification of services has been able to meet customer needs. The aspect of competitive strategy, distribution aspects of a positive assessment, especially the ease of access, is felt more quickly. Customers feel that the branch offices is still lack, particularly for the Bank are classified as market followers. Customers feel that the promotion is still lacking, particularly those Bank whose branches or cash office in the area. The  strategy  that may be used is a segmentation strategy, developing target market, and positioning.

Keywords: competitive strategy, penetration, segmentation, targeting and positioning

19315439449_Syaiful Awar AB (Full Text)

Adinoto_19315450462

PENGARUH INTERNET BANKING, KUALITAS LAYANAN, REPUTASI PRODUK, LOKASI, TERHADAP LOYALITAS NASABAH DENGAN INTERMEDIASI KEPUASAN NASABAH

ADINOTO NURSIANA

STIE Wiyatamandala

Paramount Skyline Tower D, Jalan Boulevard Gading Serpong,

Tangerang, 15810

Email : adinoto_n@yahoo.com

 ABSTRACT

Customer loyalty is one of the important factor that affect the growth of the bank.  This research examined  the effect of internet banking, service quality, reputation, product, and location  on customer loyalty with the intermediation  customer satisfaction. As analycal tool in this research is using software LISREL 8.80.Result from  this research. first, internet banking has a negative and not significant impact on customer satisfaction and customer layalty,  second, service quality, reputation, product, and location  have a positif and significant impact on customer satistaction, but its have a negative and not significant impact on customer layalty, third, customer satisfaction has a negative and not significant impact on customer loyalty.  So as to enhance customer loyalty, banks need to provide the best relationship between bank’s marketer and customer.

Keyword : Internet banking, Service quality, reputation, product, location,  customer satisfaction,and customer loyalty.

19315450462_Adinoto Nursiana (Full Text)

Tien Yustini_19315463474

PENGARUH SUKU BUNGA, JUMLAH PERUSAHAAN DAN PERTUMBUHAN EKONOMI TERHADAP PENYALURAN KREDIT MODAL KERJA BAGI UMKM DI SUMATERA SELATAN

 Tien Yustini

yustini28470@yahoo.com

 SEKOLAH TINGGI ILMU MANAJEMEN AMKOP PALEMBANG

Jalan Letnan Murod No. 55, Talang Ratu KM 5, Palembang 30127

 Abstract

To develop micro, small and middle bussiness (MSMB) depend on Working Capital Credit (WCC). WCC depends on interest rate, the amount of company and economic growth. This study aimed to analize the effect of interest rate, the amount of company and economic growth on Working Capital Credit of MSMB in South Sumatera. To process the data used instrument statistic program of Eviews 7.2 application that will give numeric output. This study used pooled data regression test with Ordinary Least Square (OLS) and using two estimation approaches: Fixed Effect model and Random Effect model. Besides, to examines the two models, it was used Hausman Test. The result showed that interest rate has positive influence to MSMB in villages/cities in South Sumatra Province with amount of interest rate 0.311346 and probability 0.0245 because the interest rate at that time was subsidized by government, so eventhough the interest rate was high people did not get trouble to borrow money in the bank. Economic growth has positive and significant influence to MSMB as amount 1.077473 because if economic growth increases so people income will increase, then the consume will increase and the output will increase too.

 Keyword : interest rate, amount of firm, economic growth

19315463474_Tien Yustini (Full Text)

Ircham Robbaq Azwar_19315475487

BEBAN KERJA, IMPLIKASINYA TERHADAP MOTIVASI KERJA DENGAN KEMAMPUAN KERJA SEBAGAI VARIABEL INTERVENING PADA KARYAWAN BANK UMKM

 Ircham Robbaq Azwar

Siswanto

Fakultas Ekonomi – Universitas Islam Negeri (UIN) Maulana Malaki Ibrahim Malang

Jalan Gajayana 50 Malang

• Korespondensi dengan Penulis:
• Siswanto: 082140122032
• E-mail: siswantouinmlg@gmail.com

Abctract

The purpose of this study was to empirically prove effects of workload veriable to job motivation trough workability as intervening variable.  This research is conducted in Bank UMKM Surabaya, East Java. The approach used here is descriptive quantitative with explanatory research method. The sample in this research was 66 respondents and the sampling technique used was probability sampling with simple random sampling approach. In this research, the data was analyzed using validity test, reliability test, T-test, F-test, and path analysis to investigate the direct and indirect effect from workload and workability variables toward the work motivation. From the F-test result, it showed positive and significant from workload and workability variables toward the work motivation, while for the T-test there is no significant effect between workload and work motivation, furthermore there is no significant effect between workload and workability, while between the workability and the work motivation, a positive and significant effect is found. In this case, workload has not directly affected significantly toward work motivation, and workload has indirectly affect the work motivation as the intervening variable.

Keywords: workload, work motivation, workability

19315475487_Ircham Robbaq Azwar (Full Text)

I Nyoman Nugraha AP_19315488496

RIBA DAN PEMBIAYAAN DALAM KONSEP HINDU

I Nyoman Nugraha Ardana Putra

Jurusan Manajemen, Fakultas Ekonomi dan Bisnis Universitas Mataram

Majapahit No. 62 Mataram, NTB (83125)

ABSTRACT

This research aimed to explorer usury and  financing concept of  hinduism by hermeneutic research. In order that,  data collection  in this research used documentation in hinduism manuscript as Manawa Dharmasastra and Artha Sastra. Data validation using indeepth the interview conducted literary expert, Hindu philosopher and humanist. The result shows that the concept of usury is the way of financing not opposite with dharma and  financing in Hinduism actually explain the interest rate 2 percent until 5 percent.

Key word : Usury, Financing, Hinduism, Interest Rate

19315488496_I Nyoman Nugraha AP (Full Text)