Sabihaini_Abstract_1632012

KOMPLEKSITAS LINGKUNGAN DAN REGULASI PEMERINTAH:
IMPLIKASINYA TERHADAP KINERJA PERBANKAN
DI JAWA TIMUR

Sabihaini
Jurusan Manajemen Fakultas Ekonomi UPN “Veteran” Yogyakarta
Jl.SWK 104 (Lingkar Utara) Condong Catur Yogyakarta, 55283.

Djumilah Hadiwidjojo
Djumahir
Mintarti Rahayu

Fakultas Ekonomi dan Bisnis Universitas Brawijaya Malang
Jl. MT.Haryono No.165 Malang, 65145.

Korespondensi dengan Penulis:
Sabihaini: Telp. +62 274 655 2489, Fax. +62 274 486 255.
E-mail: sabihaini@yahoo.com

 Abstract

This research was designed to describe the causal relationships between environmental complexity, government regulation, diversification levels, and performance.  This research was conducted toward banking industry in East Java, in which the research samples were the top ten (10) well performed national commercial banks. The analysis was performed using Structural Equation Modeling (SEM). The research shows that: (1) the higher environmental complexity level, the diversification made by the bank toward its major function was getting further or business activities of the bank was tend to be fee-based income activities and in fact increase bank’s performance; (2) banking industry were encouraged to focus on its major function as intermediary corporation due to intense support of government and reserve bank of Indonesia. However, the banking performance was getting lower if the support of government and reserve bank of Indonesia on the main function of the bank (credit distribution) was getting higher. This investigation suggest that control system was needed in order to increase the main function of the bank without increasing its risks. 

 Key wordsenvironmental complexity, government regulations, diversification levels, banking performance.

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Bestari Dwi Handayani_Abstract_1622012

CORPORATE SOCIAL RESPONSIBILITY DAN KINERJA PERBANKAN DI INDONESIA
 
 
Bestari Dwi Handayani
Jurusan akuntansi Universitas Negeri Semarang
Gedung C6 Lt 3 Kampus Sekaran, Gunungpati, Semarang, 50229.

Korespondensi dengan Penulis:
Bestari Dwi Handayani: Telp. +62 24 850 8015
E-mail: ita_azzuri@yahoo.com
 

 

Abstract

The focus of this research was on corporate banking sector. Based on the background, the problem in this study was the influence of CSR parameters (community, employment, product and consumer, and environment) toward return on assets as the proxy of banking performance. This study used multiple regression analysis to determine the influence of CSR parameters (community, employment, product and consumer, and environment) toward the Return on Assets in the banking sector companies listed in Indonesia Stock Exchange. The results showed CSR community and CSR employment had positive and significant impact toward ROA, while CSR environment had negative impact and it was not significant to ROA.  This study could not explain the influence of CSR and Consumer Product toward ROA.

 

Key words: Corporate Social Responsibility (CSR), corporate banking performance, ROA

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