Rizky Yudaruddin_19215305313

THE IMPACT OF GLOBAL ECONOMIC CONTRACTION TOWARDS
LENDING BEHAVIOR OF BANKS IN INDONESIA

Rizky Yudaruddin

Prodi Manajemen Fakultas Ekonomi Universitas Mulawarman Samarinda
Jl. Tanah Gerogot Kampus Gn.Kelua Samarinda, 75123, Indonesia

Korespondensi dengan Penulis:
Rizky Yudaruddin: Telp. +62 541 738 913; Fax. +62 541 738 916
E-mail: aa_rizkyyudaruddin@yahoo.co.id

Abstract
The global financial crisis of 2008 that hit many countries had become an important concern, especially the banking industry in Indonesia. This was because first, the experience of the economic crisis of 1997-1998. Second, the nature of the crisis could spread to other countries. So this study aimed to examine empirically the impact of the global economic contraction on the behavior of bank credit in Indonesia. Using panel data source from the Word Bank and Bank Indonesia Year 2004-2012, the data were analyzed with Dynamic Panel Data using E-views program 8. The results showed that the global economic contraction had a significant effect on the behavior of credit in foreign and joint venture banks in Indonesia in 2004-2012.

Keywords: credit behavior, crisis, interest rate, global economic contraction

19215305313_Rizky Yudaruddin (Full Text)

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