PERBEDAAN PROFITABILITAS DAN TINGKAT PENGAWASAN SEBELUM DAN SESUDAH MERGER PADA BANK PERKREDITAN RAKYAT
I Nyoman Nugraha Ardana Putra
Jurusan Manajemen Fakultas Ekonomi Universitas Mataram
Jl. Majapahit No. 62 Mataram, Nusa Tenggara Barat, 83125.
Korespondensi dengan Penulis:
I Nyoman Nugraha A.P: Telp. +62 370 631 935
This research was aimed at finding the influence of merger. Furthermore, it was also to find out the difference of before and after merger to Profitability and Controlling in Society Credit Bank (BPR). In order to find out it, it included 46 Society Credit Bank (BPR-LKP) doing merger in West Nusa Tenggara province as the sample. By using t-test paired, then it came the finding that there was difference of before and after merger to profitability in Society Credit Bank (BPR-LKP) compared with ROA indicator. Further more, it was also to find out the difference of before and after merger to Society Credit Bank (BPR-LKP) controlled with NPL indicator.
Key words: non-performing loan, merger, society credit bank (BPR-LKP), return on assets