PENERAPAN METODE BOOTSTRAP FINANCING PADA USAHA KECIL DAN MENENGAH DI SURABAYA
Tommy C. Efrata
Program Studi International Business Management
Fakultas Ekonomi Universitas Ciputra Surabaya
Jl. Waterpark – Boulevard CitraLand, Surabaya, 60216.
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Application of bootstrap financing methods had been very popular among small-scale entrepreneurs in Indonesia. This was because their access to capital was still very limited. Although bootstrap financing methods were used by many entrepreneurs, the risk factors, timing, market share, education, age, and gender was not yet known. This study aimed to determine whether there was an influence of risk, time, market share, education, age, and gender of the application of bootstrap financing methods. The sample in this study was small and medium entrepreneurs in the city of Surabaya. The sampling method used was stratified random sampling. The analysis technique used was multiple regression. The results of this study showed that the risk factors, time, age, and gender affected significantly to the application of the bootstrap method significant financing, while the market share and education had no significant effect.
Key words: bootstrap financing, small and medium enterprises, risk, education, age, gender.