KETERKAITAN INSIDER OWNERSHIP DAN PREDIKSI KINERJA PERBANKAN DI BURSA EFEK INDONESIA
Jurusan Manajemen Fakultas Ekonomi dan Bisnis Universitas Ma Chung-Malang
Jl. Villa Puncak Tidar N-01 Malang, 65151.
Jurusan Manajemen Fakultas Ekonomi Universitas Merdeka-Malang
Jl. Terusan Raya Dieng No.62-64 Malang, 65146.
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Insider ownership in banking business had two different roles, namely as both owner and manager of the business at the same time. As managers, they were given the right of bank ownership in the hope of improving banking performance. With insider ownership, managers had greater rights to make decisions and also had a broader responsibility for decisions taken as they now shared the business risks. They also had greater control over the banks where they worked, such that they had access to strengthen their position in their respective banks. Explanatory variables used in this study was insider ownership, while the dependent variable consisted of the CAR (Capital Adequacy Ratio), ROA (Return on Asset), BOPO (compared to Operating Income Operating Expenses), and the ratio NPLgross (Non-Performing Loans gross). Using a statistical method PLS (Partial Least Square), the results showed that insider ownership could predict the performance of banks in terms BOPO and NPLgross, but could not predict the CAR and ROA.
Key words: insider ownership, capital adequacy ratio, return on asset, operating income operating expense, non-performing loan