MODEL PENGEMBANGAN PEMBIAYAAN: SOLUSI STRATEGIS
PENGUATAN MODAL USAHA KECIL AGRIBISNIS
DI SUMATERA SELATAN
M. Syahirman Yusi
Jurusan Administrasi Niaga Politeknik Negeri Sriwijaya
Jl. Srijayanegara Palembang, 30139.
Korespondensi dengan Penulis:
M.Syahirman Yusi: Telp. +62 711 353 414, Fax: +62 711 355918
The objective of this study was to obtain the empirical evidence about the effect of financial development model toward the agribusiness small scale enterprises in South Sumatera. Primary data was collected through survey technique from 142 samples. Respondents were taken by using random sampling method and was analysed by using multiple regression. Statistical analysis showed that all of variables which consisted of business climate, bank’s credit, entrepreneurship, the micro financial institutions, partnership, and multifinance credit had a positive influence. It meant that the hypothesis was not rejected. Among those variables, business climate was the most dominant factor. It meant that in strengthening the small scale enterprises’ capital, the role of government which created the condusive business climate became the most important factor, but in partial the entrepreneurship variable did not have significant effect. It meant the hypothesis was rejected.
Key words: small scale enterprises, financial development, capital strengthening