Imam Muklis_abstract_1512011

PENYALURAN KREDIT BANK DITINJAU DARI JUMLAH DANA PIHAK KETIGA DAN TINGKAT NON PERFORMING LOANS

Imam Mukhlis
Fakultas Ekonomi Universitas Negeri Malang
Jl. Semarang 5 Malang, 65145.

Telp./Fax. +62 341 585 911
E-mail: imm_mkl@yahoo.com

Abstract
This research aimed to analyze the effect of money deposit on the bank and non performing loans on credit allocation from Bank Rakyat Indonesia in 2000-2009. The method of analyze was dynamic regression model by Error Correction Model (ECM) approach version Domowitz and Elbadawi. Our empirical results showed that only non performing loan on the short term had a significant effect to credit allocation from Bank Rakyat Indonesia on the short term and long term. The variable money deposit of the bank did not have a significant effect on credit allocation from Bank Rakyat Indonesia both on short term and long term period.

Key words: money deposit, non performing loans, credit allocation

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