Harsuko Riniwati_abstract_1512011

KIPRAH BRI DALAM MENDUKUNG UMKM SEKTOR PERIKANAN

Harsuko Riniwati
Jurusan Sosial Ekonomi Perikanan dan Kelautan (SEPK)
Fakultas Perikanan dan Ilmu Kelautan (FPIK) Universitas Brawijaya
Jl. Veteran, Malang, 65144.

Telp.+62 341 531 954, Fax. +62 341 557 837
E-mail: riniwatisepk@gmail.com

Abstract
Fisheries development faced several constraints: the ability to produce low compared to the available potential, product marketing and financing for the factors of production. These problems led the banking sector still to look at the marginal of fisheries sector, especially small and medium micro enterprises. The purpose of this study was to analyze : (1) Feasibility study of freshwater fish culture, (2) Parameters BRI management decision making in lending to micro entrepreneurs, particularly freshwater fish farmers, (3) The role of BRI in increasing production of freshwater fish cultivation, (4) Formulating a funding model that allowed fresh water fish farmer accessible. The results showed that freshwater fisheries were generally feasible to be developed through credit of BRI. Credit model could be done in cooperation with institutions that allowed a guarantor of KUD Mina, Core Plasma, Consultants of SMEs, Self Partners, Microfinance Institution and Marine and Fisheries Department.

Key words: micro entrepreneurs, fisheries, small and medium enterprises (SMEs)

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